Virtual Branch
(Online Banking)

Enroll Now


Who Can Join

Employees, Retirees, or Members of the following Agencies, Companies, or Organizations in the Memphis and surrounding area are eligible for membership:

  • ABM Janitorial Service***
  • Allen, Godwin, Morris, Laurenzi, Bloomfield, P.C.
  • Arlington Community Schools
  • AT&T/Lucent Technologies and its wholly-owned subsidiaries
  • Baer Firm***
  • Ballin, Ballin and Fishman, P.C.***
  • Bedwell Law Firm, Inc***
  • Blues City Tours
  • Bricks and Mini Figs
  • Bumpus Remodeling and Construction
  • Butler, Sevier, Hinsley & Reid, PLLC
  • Case Management Inc.
  • Cash, Keri M., Attorney-at-Law***
  • CB Richard Ellis Memphis, LLC
  • Charles E. Waldman and Associates***
  • Cohen and Fila, Attorneys-at-Law***
  • Conduit Global
  • Connexion Point
  • Consolidated Delight Foods
  • Consolidated Poultry and Egg Co, Inc and its wholly-owned subsidiaries
  • Corbin Johnson, PPLC***
  • Crawford’s Tankerman Service, Inc
  • Creative Aging***
  • Dents-Away
  • Dougherty II, M.E. Buck***
  • Electrolux
  • Elliott-Lewis***
  • Erwin and Hall Law Office***
  • FedTrust FCU
  • Genpass Technologies, LLC***
  • George’s Coffee Shop
  • Gilreath and Associates***
  • Goodwill Industries**
  • Handley Law Firm
  • Harris Law Firm, PLLC***
  • HealthSouth Rehabilitation Hospital North
  • Hewlett Law Firm, PLLC***
  • Homer J’s Barber and Style Shoppe
  • Honest Monument Company
  • Hub Properties Trust***
  • Interstate Pipe Supply, Inc
  • J and H Unlimited Corporation
  • Jimmy McElroy and Associates***
  • Kauffman, Rachel
  • Laser Aesthetics Body & Wellness, LLC
  • Lassiter, Angela, Attorney-at-Law***
  • Law Offices of Barbara Loevy***
  • Law Office of Jack Sherman***
  • Law Offices of Julian T. Bolton***
  • Like Nu Mobile Detailing
  • Little House Enrichment Center, Inc
  • Luxman, Bo, Attorney-at-Law***
  • Main St. Décor
  • Mangrum & Mangrum, Attorneys-at-Law
  • Mayfield Law Firm***
  • Mid-South Pipe and Valve
  • Montedonico, Edward L., Attorney-at-Law***
  • Morris, Hardwick, Schneider, LLC***
  • MRS Metal Roofing Supply
  • National Civil Rights Museum
  • National College of Business & Technology - Bartlett (including students)
  • Nedbev Imports, LLC***
  • Nonkarta***
  • Parkway Health and Rehabilitation Center
  • Precision Property Maintenance
  • Shuttleworth, Williams, Harper, Waring, & Derrick, PLLC
  • Stevison Group, LLC***
  • Stone, Higgs, and Drexler, P.C.
  • Thirty Eight Roses Designs
  • U.S. Federal Government (Civilian)*
  • Vlasak, Mark, M.D.
  • WagermanKatzman , an Association of Attorneys***
  • WH Porter Consultants
  • Wii R Trendsettaz
  • Woodnut Brands, LLC***
  • Worley Brothers

Once a person joins our credit union, his or her immediate family members would be eligible for membership. Widows and Widowers of persons who have died while within our field of membership are also eligible to join.

*Employees of the U.S. Government who work within a 10 mile radius of the FedTrust FCU location. Employees of the TN Valley Authority, Kennedy Veterans Administration Hospital, U.S. Post Office Department, Federal Aviation Administration, Department of Commerce, Memphis Air Detachment of the TN National Guard, and Defense Depot would not qualify for membership.

**167 N Main ST Location only

***200 Jefferson Ave location only

How to Join

An eligible applicant may open a share savings account by merely completing a membership application and making an initial deposit of $5.00. $5.00 is for the purpose of one share. This deposit constitutes an actual "share" in the Credit Union thereby making the new member an owner with full voting rights. Opening a share savings account entitles the member to earn high dividends in his savings and to participate in various services offered by the Credit Union. A social security number is required when joining, as dividend earnings will be reported to the IRS under this number. Members are always encouraged to have a joint owner on any type savings account. The joint owner may make deposits and withdrawals. A joint owner prevents an account from being held up in the event of death or incapacitation. We are happy to provide information regarding eligibility for membership in FedTrust FCU.

  • Savings insured up to $250,000 by NCUA
  • Christmas Clubs
  • Loans for all purposes with low cost Life Insurance and Disability Insurance
  • VISA Credit Cards
  • Checking accounts with NO monthly service charges
  • Individual Retirement Accounts and Certificates of Deposit

Any of the above may retain membership throughout their lifetime even though they are no longer within the field of membership.

Please note: Once closed, an account cannot be reopened unless you are still within the field of membership. Before closing an account, consider leaving a small deposit to assure future access to Credit Union services.


Listed below are just some of the benefits of being a credit union member:

  • Personalized, courteous service
  • Low interest rates
  • Low, or no, service fees

As a credit union member, you are also eligible for discounts:

Invest in America is a free service that helps credit union members save thousands of dollars on everything from a brand new car to filing taxes and online discounts at over 1,200 major retailers. Please visit for more information.

Biltmore Estate, located at Asheville, North Carolina, provides discount vouchers for credit union members. Please call or stop by one of our credit union branches for a discount voucher or more information.

Back to Top